Simplified Term

Simplified Term


Nothing's more important than ensuring your family will be financially secure in the event you are no longer able to provide for them. BBVA Insurance Agency, Inc. offers both term life insurance and whole life insurance options to meet your current and long-term needs.


Simplified Issue Term Life

Features of This Product Include:

  • Easy and quick process to purchase insurance
  • No need to go through a medical exam (blood and urine test)
  • Benefits up to $250,000

Understanding simplified term

Simplified issue term life insurance is life insurance that provides death benefit at a fixed cost for a specific period of time, specifically 5, 10, 15 or 20 years. This product provides coverage from $10,000 to $250,000 for people ages 18 to 55 and for ages 56 to-60 coverage of $10,000 to $150,000. The “simplified issue” refers to the underwriting process, which does not require a medical exam and occurs online right after you submit your policy. Term insurance is the least expensive way to purchase coverage over a specific period of time.

Did You Know?

83% of consumers say they don’t purchase more life insurance because it’s too expensive, but consumers believe life insurance costs nearly 3 times the actual price.

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Call 1‑855‑333‑9790

Offered by Minnesota Life Insurance Company